I originally was listed as a user under someone else's account. When I log in, it goes there as the default. I would like to place some of my own ads, without that person having access, and using a different credit card. Any help with how to do that?
You'll have to open a different account for that. (One account - one credit card) . You may keep your other access level, on the other account.
Are you going to advertise the same domain?
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As Moshe says, you'll need a separate account.
If you no longer need/want your email to be linked to that other AdWords account, you can ask that account administrator to delete your access. After they do, you'll be able to use your email to create a new account.
If you still need/want access to that other AdWords account, you'll need to use a different email address to create your new AdWords account. (One email address can only be associated with one AdWords account at a time.)
As Moshe asks, you do need to be advertising a different website/domain than the original AdWords account. One website/domain can only be advertised in one AdWords account at a time also.
If you have more questions, please post again!
Google AdWords Top Contributor
Re: Changing Access
Thanks so much for your help! I will be advertising a different domain, and we're not going to be doing much advertising with the old site anymore anway, so getting removed from that account will work perfect.
Thanks again everyone!